46615 ZIP Code — South Bend, IN
St Joseph County, Indiana
ZIP code 46615 is located in South Bend, Indiana, within St Joseph County. It covers approximately 3.30 square miles and serves a population of 14,324 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 574.
About ZIP code 46615
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $120,100. Owner-occupancy sits near the national average at 62%.
Median household income is $52,970. Poverty affects 19% of residents, above the national average.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 22 minutes is near the national average.
Educational attainment is near the national average, with 34% of residents holding a bachelor's degree or higher.
Health indicators show elevated rates of smoking (21%) compared to national benchmarks.
14,324
population
3.30
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
46615 ZIP code map
Cities in ZIP code 46615
Below are the cities the US Postal Service accepts for ZIP code 46615. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| South Bend | Preferred |
Nearby ZIP codes
46617 South Bend (1.3 mi)
46699 South Bend (1.8 mi)
46626 South Bend (1.8 mi)
46601 South Bend (1.9 mi)
46613 South Bend (2.7 mi)
46616 South Bend (2.9 mi)
46635 South Bend (3 mi)
46637 South Bend (3.8 mi)
46545 Mishawaka (4 mi)
46544 Mishawaka (5.7 mi)
46614 South Bend (6 mi)
46530 Granger (6.2 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 14,324 |
| Population density | 4,341 / sq mi |
| State FIPS | 18 |
| County FIPS | 141 |
| Geography | |
|---|---|
| Land area | 3.30 sq mi |
| Water area | 0.06 sq mi |
| Latitude | 41.6769 |
| Longitude | -86.2163 |
| Timezone | Eastern (ET) |
| Area code | 574 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 55.9% | 46.1% | 42.9% |
| $50k – $100k | 31.3% | 31.7% | 32.7% |
| $100k – $200k | 10.8% | 18.0% | 19.8% |
| Over $200k | 2.1% | 4.2% | 4.5% |
Demographics & statistics
14,324
Population
4,341
People per sq mi
36.7
Median age
$52,970
Median household income
$31,545
Per capita income
$120,100
Median home value
$896
Median monthly rent
61.9%
Home ownership
18.6%
Poverty rate
3.2%
Unemployment
4,798
Housing units
34.2%
Bachelor's or higher
Age distribution
Male
Female
484
Under 5
519
381
5–9
408
338
10–14
362
547
15–19
587
591
20–24
635
967
25–34
1,038
1,011
35–44
1,085
884
45–54
948
407
55–59
436
434
60–64
466
527
65–74
565
202
75–84
217
137
85+
148
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 3,246 | 22.7% |
| 18 and over | 11,078 | 77.3% |
| 65 and over | 1,796 | 12.5% |
| Median age | 36.7 years | |
Race & ethnicity
White
66.1%
Black or African American
12%
Hispanic or Latino
7.2%
Two or more races
7.1%
Other race
3.9%
Asian
3.6%
American Indian / Alaska Native
0.1%
| Group | Count | % |
|---|---|---|
| White | 10,202 | 66.1% |
| Black or African American | 1,845 | 12% |
| Hispanic or Latino | 1,114 | 7.2% |
| Two or more races | 1,095 | 7.1% |
| Other race | 609 | 3.9% |
| Asian | 552 | 3.6% |
| American Indian / Alaska Native | 21 | 0.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 55.9% | 46.1% | 42.9% |
| $50k – $100k | 31.3% | 31.7% | 32.7% |
| $100k – $200k | 10.8% | 18.0% | 19.8% |
| Over $200k | 2.1% | 4.2% | 4.5% |
Under $10k
4.7%
$10k–$15k
4.7%
$15k–$25k
8.2%
$25k–$35k
8.0%
$35k–$50k
21.8%
$50k–$75k
20.1%
$75k–$100k
14.1%
$100k–$150k
10.4%
$150k–$200k
4.5%
$200k+
3.4%
| Range | % of households |
|---|---|
| Under $10k | 4.7% |
| $10k–$15k | 4.7% |
| $15k–$25k | 8.2% |
| $25k–$35k | 8.0% |
| $35k–$50k | 21.8% |
| $50k–$75k | 20.1% |
| $75k–$100k | 14.1% |
| $100k–$150k | 10.4% |
| $150k–$200k | 4.5% |
| $200k+ | 3.4% |
| Median income | $52,970 |
Housing
Home values
Under $50k
5.3%
$50k–$100k
33.3%
$100k–$150k
29.2%
$150k–$200k
15.4%
$200k–$300k
9.6%
$300k–$500k
4.5%
$500k–$1M
2.3%
$1M+
0.3%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $120,100 |
| Median rent / month | $896 |
| Owner occupied | 61.9% |
| Renter occupied | 38.1% |
| Vacant | 12.5% |
| Single-family detached | 71.9% |
| Large apartment buildings | 6.6% |
| Mobile homes | 0.5% |
| Median rooms | 5.3 |
| Avg household size (owned) | 2.28 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.1% |
| 2010–2019 | 0.5% |
| 2000–2009 | 1.1% |
| 1990–1999 | 4.5% |
| 1980–1989 | 3.8% |
| 1970–1979 | 7.3% |
| 1960–1969 | 12.9% |
| 1950–1959 | 31.1% |
| 1940–1949 | 12.7% |
| 1939 or earlier | 26.1% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 1.6% |
| 1 bedroom | 13.6% |
| 2 bedrooms | 33.0% |
| 3 bedrooms | 43.2% |
| 4 bedrooms | 7.0% |
| 5+ bedrooms | 1.5% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 5.4% |
| 1 vehicle | 47.1% |
| 2 vehicles | 35.8% |
| 3 or more | 11.7% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 80.3% |
| Electricity | 19.3% |
| Propane / LP gas | 0.2% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 1,885 | 29.9% |
| Cohabiting couple | 592 | 9.4% |
| Male householder, no spouse | 1,527 | 24.3% |
| Female householder, no spouse | 2,291 | 36.4% |
| Households with children under 18 | 1,466 | 23.3% |
| Households with seniors (65+) | 1,340 | 21.3% |
| Average household size | 2.27 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 41.7% | 44.4% |
| Married | 36.6% | 32.5% |
| Separated | 2.5% | 1.1% |
| Widowed | 2.7% | 6.2% |
| Divorced | 16.5% | 15.8% |
Education
Less than 9th grade
2.9%
Some HS, no diploma
8.3%
HS graduate
25.9%
Some college, no degree
21.0%
Associate's degree
7.7%
Bachelor's degree
21.3%
Graduate / professional
12.8%
| Metric | % |
|---|---|
| HS diploma or higher | 88.8% |
| Bachelor's or higher | 34.2% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 231 | 7.1% |
| Kindergarten | 153 | 4.7% |
| Elementary school | 998 | 30.8% |
| High school | 831 | 25.6% |
| College / grad school | 1,031 | 31.8% |
Employment
Industry of employment
Education & healthcare
23.9%
Manufacturing
17.2%
Retail trade
14.1%
Arts, food & hospitality
9.2%
Professional & management
7.5%
Finance & real estate
5.4%
Transportation & utilities
5.0%
Construction
4.6%
Other services
4.4%
Wholesale trade
3.7%
Public administration
3.0%
Information
1.9%
Agriculture & mining
0.1%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 33.9% |
| Service | 16.5% |
| Sales & office | 23.5% |
| Natural resources & construction | 5.9% |
| Production & transportation | 20.2% |
Employment type
| Type | % |
|---|---|
| Private sector | 85.6% |
| Government | 9.4% |
| Self-employed | 4.8% |
| Unpaid family workers | 0.2% |
Commute
| Method | % |
|---|---|
| Drive alone | 79.4% |
| Carpool | 7.2% |
| Public transit | 0.1% |
| Walk | 1.1% |
| Work from home | 8.6% |
| Other means | 3.5% |
| Avg commute (minutes) | 21.6 |
Poverty
All people
18.6%
Under 18 years
27.2%
18 and over
16.1%
Married-couple families
8.2%
Female-led households
18.4%
Income support
| Source | % of households |
|---|---|
| Social Security | 24.5% |
| Retirement income | 18.9% |
| Supplemental Security | 5.8% |
| Cash public assistance | 5.1% |
| Food stamps / SNAP | 8.9% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 37.4% |
| High blood pressure | 33.0% |
| High cholesterol | 29.5% |
| Diabetes | 10.4% |
| Heart disease | 6.2% |
| Stroke | 3.1% |
| Asthma | 10.1% |
| Arthritis | 23.0% |
| Kidney disease | 2.9% |
| Pulmonary disease | 7.7% |
| Cancer | 5.8% |
| Behavior / access | % |
|---|---|
| Smoking | 21.2% |
| Binge drinking | 15.7% |
| No physical activity | 25.8% |
| Less than 7 hrs sleep | 33.0% |
| Depression | 22.5% |
| Fair or poor health | 16.5% |
| Poor mental health | 16.7% |
| Poor physical health | 11.2% |
| No health insurance | 15.0% |
| Visited doctor (checkup) | 75.8% |
| Visited dentist | 56.1% |
| Cholesterol screening | 86.6% |
| Teeth loss | 17.0% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 480 | 4.3% |
| Disability | % |
|---|---|
| Any disability | 13.0% |
| Under 18 | 2.4% |
| 18–64 years | 13.2% |
| 65 and over | 30.5% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 65.4% |
| Public insurance | 38.3% |
| No insurance | 8.8% |
| Uninsured under 19 | 4.7% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 13,321 | 93.0% |
| Spanish | 652 | 4.9% |
| Other Indo-European | 381 | 2.9% |
| Asian & Pacific Islander | 76 | 0.6% |
| Other languages | 131 | 1.0% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 13,124 | 91.6% |
| Born in same state | 12,922 | 90.2% |
| Born in different state | 9,109 | 63.6% |
| Foreign born | 202 | 1.4% |
| Naturalized citizen | 1,200 | 8.4% |
| Not a US citizen | 527 | 43.9% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 1,580 | 11% |
| French | 1,073 | 7.5% |
| Arab | 927 | 6.5% |
| Irish | 380 | 2.7% |
| Polish | 134 | 0.9% |
| Ancestry | Count | % |
|---|---|---|
| German | 118 | 0.8% |
| English | 92 | 0.6% |
| Norwegian | 25 | 0.2% |
| Dutch | 11 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 43.9% |
| Internet access | 94.1% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 46615
What city is ZIP code 46615 in?
ZIP code 46615 is primarily assigned to South Bend, Indiana.
What county is ZIP code 46615 in?
ZIP code 46615 falls within St Joseph County, Indiana.
What is the poverty rate in ZIP code 46615?
19% of residents in ZIP code 46615 live below the poverty line, above the national average.
What is the typical home value in ZIP code 46615?
The median home value in ZIP code 46615 is $120,100.
What is the population of ZIP code 46615?
ZIP code 46615 has an estimated population of 14,324 residents, with a density of 4,338 people per square mile.
What is the median household income in ZIP code 46615?
The median household income in ZIP code 46615 is $52,970, below the national median of ~$75,000.
What timezone is ZIP code 46615 in?
ZIP code 46615 observes the EST timezone.